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Bank of American has made it easy for custodial parents to receive monthly payments from a non-custodial parent via the Child Support Card. The Bank of America Child Support Card offers a number of benefits to custodial parents. Whether you want to make payments for various items involving your child or transfer funds to your personal bank account, the Bank of America Child Support Card is ideal for anyone receiving child support payments.
What is the Bank of America Child Support Card?
The Bank of America Child Support Card is a prepaid Mastercard or Visa debit card that is available to custodial parents in a number of states in the United States. The card makes it possible for non-custodial parents to pay their monthly child support payment and allows both parties to keep track of the money.
By receiving payments via the prepaid debit card, you have a variety of benefits. These benefits include:
How does the Bank of America Child Support Card work?
You must first select to receive your child support payments via the BofA Child Support Card. Once you do, Bank of America will open an account in your name. When a payment is received for your child support order, the funds will be transferred to your card via Electronic Funds Transfer.
Child support payments are made to the Department of Revenue Child Support Enforcement and then transferred to you card. Once the money has been transferred, you are able to use the prepaid card on purchases, bills, withdrawals, or to transfer money to your personal bank account until the money is exhausted.
The Child Support Card only has money paid in child support payments put onto it. Therefore, you are not able to put funds onto the card. It doesn’t not work like other prepaid cards in which you can add funds. The funds come directly from child support payments from the non-custodial parent. The Bank of America Child Support Card is not a credit card. Therefore, the amount of money available on the card must be able to cover purchases or the transaction will be declined.
You can check the balance on your card and review transactions by calling the Bank of America hotline at 1.855.847.2030.
What can you use the Bank of America Child Support Card to purchase?
The Child Support Card can be used on a variety of items. As long as you have the money available on the card, then you can use it to pay bills or make purchases. It is important to keep track of the amount of money on the card as stores and businesses are unable to update users on the balance.
You can use the BOA child support card at:
The Child Support Card can also be used to withdraw funds from an ATM. You can also get cashback when making in store purchases. ATM withdrawals can be made around the United States. There may be limits on the amount of money you can withdraw depending on the ATM used.
Specialty transactions with the BOA Child Support Card
Some Bank America Child Support Card payments are handled differently than others. For example, when making payments at restaurants, the gas pump, hotels, auto rental companies, and returns, a temporary hold on funds will be made. Each state that offers the Child Support Card has different rules, therefore, you should research the specialty transactions and fund holds that are made.
What states offer the Bank of America Child Support Card?
A growing list of states offer the Bank of America Child Support Card to parents. States that offer the prepaid card include:
More states continue to add the Child Support Card to the resources available to custodial and non-custodial parents. If you are interested in opening an account and getting a BoA Child Support Card, then contact your local Office of Child Support Enforcement.
Not all states offer the prepaid card available from Bank of America. There are other cards available and have their own benefits to users.